Everyone loves meatloaf: it’s easy, cheap, and delicious when made well, and there’s nothing better than leftover meatloaf. However, it’s easy to come up with a dry, bland meatloaf undeserving of the name. This recipe will solve your meatloaf problems for good: it’s moist, delicious, and packed with flavor without overpowering the taste of good ground beef.
Despite the long ingredient list, this meatloaf is still quite speedy to assemble. Feel free to tweak the ingredients and seasonings to fit your taste – all of my recipes are intended as a baseline or general guideline for you to use as a starting point. I worked up this recipe by combining an old NYTimes recipe for Oliver Clark’s Meatloaf (p. 554 of The Essential NYTimes Cookbook), my mom’s recipe, and the contents of my refrigerator; it’s going to be my own starting point over the next few years as well.
What is mortgage pre-qualification?
Mortgage pre-qualification is an evaluation by a lender that determines if you would qualify for a home loan. It also shows how much the lender would be willing to lend you. Getting pre-qualified is the first step towards getting a mortgage, but it does not guarantee a loan. Your pre-qualification letter should be submitted along with your offer to show sellers that you are a serious and qualified buyer.
How to get pre-qualified for a mortgage?
The first step to get pre-qualified for a home loan is to find a mortgage lender to work with. You can use this site to find a licensed lender in your area in minutes. Then, your lender will ask for some basic information about your financial history and will need to run a credit report. If you meet the lender’s guidelines for issuing a loan, he or she will issue you a pre-qualification letter, which states the home loan amount the lender is willing to let you borrow.
Why should I use Zillow to find a lender?
Most home shoppers find a lender based on a recommendation from a friend or real estate agent, but that won’t guarantee you’ll get the best rate or the best service. On Zillow, you can research mortgage professionals on the largest online network of lenders with hundreds of thousands customer reviews. As a licensed mortgage broker, Zillow Group Marketplace, Inc. (“ZGMI”), we’ve also created a mortgage marketplace that encourages transparency on all levels.
Will I get a ton of unwanted phone calls from multiple lenders?
No. Only a single lender who is licensed to work in your area and has a history of positive customer ratings will receive your contact information. You will have the option to contact more lenders if you choose. But unlike other sites, your information will not be shared with multiple lenders. Only one mortgage lender will reach out to you about your home loan pre-qualification.
Is my information secure?
We are committed to keeping your information safe and secure. We use the same encryption and security used by major banking institutions. And we never resell your information to multiple lenders. You’ll only hear from one lender about your home loan pre-qualification. And again, you’ll have the option to contact other lenders if you choose.
Why should I get pre-qualified for a mortgage?
There are a number of reasons why it’s a good idea to get pre-qualified for a mortgage. A pre-qualification letter can help your offer stand out in a competitive market, and help show sellers that you’re a credible buyer who can act fast and secure the financing needed to purchase a new home. In some cases, sellers may require a pre-qualification letter from every prospective buyer who needs financing to purchase the home. Getting pre-qualified can also help you during your home search because it can tell you what you can comfortably afford to spend on a home.
What if I am turned down for my mortgage pre-qualification?
If you don’t qualify for a mortgage pre-qualification, there are some things that you can work on that may increase your chances: work to improve your credit score, fix any errors on your credit report, or create a plan to reduce debt and/or save for a larger down payment. In many cases, your lender can work with you and give you tips on how to improve your chances of getting your home loan pre-qualification.